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The NEMT Experts Podcast
Insurance & Safety
Episode
116
Published
July 22, 2026
·
27 min 52 sec
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AI Is Watching Your Drivers. Here's What Netradyne Dashcams See

Do AI dashcams actually cut NEMT insurance costs? For MediCab of Rochester, they were the price of getting renewed at all.

In this episode

Jim Ingalls and Stephen Jordan
MediCab of Rochester and Wheelchair Transport Service
Rochester, New York and Florida
Hosted by
Nirav Chheda
CEO and co-founder of Bambi
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About this episode

Jim Ingalls of MediCab of Rochester in Rochester, New York, and Stephen Jordan of Wheelchair Transport Service in Florida both run Netradyne AI dashcams, and for Ingalls they were mandatory: his old carrier declined to renew, and the replacement policy required a dashcam system. The basic package ran about $15,000 for the year paid upfront, with third-party installation quoted at $100 to $150 per unit and the fleet wired in over three days. Cameras save clips only around events, repeat violations push virtual coaching to the driver, and MediCab's company average climbed from the 600s and 700s to roughly 930 against Netradyne's 850 goal.

Key takeaways

  • Ingalls did not choose dashcams. His carrier non-renewed him and the replacement policy required them, though equal limits still cost less than the 15 percent increase he expected.
  • Netradyne billed roughly $15,000 upfront for a basic annual package. A third-party installer was quoted at $100 to $150 per unit and finished the fleet in three days with no vehicles off the road.
  • Ingalls enabled outward-facing cameras immediately but switched on inward-facing ones only after 15 to 20 minute one-on-one talks with each driver, some of whom had 40 years at the company.
  • Scores reach 1050, with 1000 treated as perfect and 850 as Netradyne's target average. Two speeding events in one week trigger a virtual coaching module pushed every morning.
  • Stephen Jordan runs Netradyne across 170-plus Florida vehicles after earlier cameras failed in the heat. Its AI adds context, noting a driver passed safely rather than only logging speed.

Chapters

  • 0:00 I always had safe drivers. Now I have the proof.
  • 0:27 Meet Jim Ingalls, MediCab of Rochester
  • 0:44 Why Netradyne: easy to deal with, supportive, affordable
  • 1:38 The real trigger: insurance required a dashcam to renew
  • 2:34 Facing the "big brother" fear - and how drivers responded
  • 3:18 Saving money on an apples-to-apples insurance policy
  • 5:59 A three-day install
  • 6:07 Rolling it out to 40-year drivers, one conversation at a time
  • 7:49 Taking the "boogie man" out of it: event-based recording only
  • 9:06 Escalating coaching and why gamified scoring actually works
  • 10:04 What can your insurance company actually see?
  • 11:22 The steep rise in safety scores, then the plateau
  • 12:36 Inside the score: what Netradyne weighs (and won't tell you)
  • 14:39 The rear-end claim that video settled cleanly
  • 16:27 The feature Jim wants next: securement / tie-down detection
  • 18:08 Why prevention is the whole point
  • 18:53 Meet Stephen Jordan, Wheelchair Transport Service (170+ vehicles, FL)
  • 19:18 Why Netradyne: a local customer success manager
  • 20:40 Plug-and-play install vs. the old rewiring nightmares
  • 21:12 How the team reacted, from tech-savvy to bare-minimum
  • 22:37 1.5 years in: what changed on safety and insurance
  • 24:10 Surviving the Florida heat when other cameras failed
  • 25:40 Contextual AI: "he passed safely," not just "he sped"
  • 26:53 Virtual coaching that makes it personal for the driver

Fuel for Your Fleet (and Your Brain).

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